SARS 2025/2026 Tax Season Ready|POPIA Act 4 Compliant

Automated SARS Tax &
Wealth Engine for South Africa.

Zatax automates Section 11F retirement restructuring, Section 8(1)(b) GPS travel logbooks, and ITR12 source code categorization with sub-second precision.

Live Section 11F Restructuring Engine

Simulated SARS Tax Refund Expansion

+R 56Β 694,00
Calculated per statutory 2025/2026 brackets
R 35Β 000
R 0 (Current)Unlocks +R 13Β 650 in immediate tax reductionR 100,000 (Max)
Section 8(1)(b) GPS
8,400 km Logged (R 45.6k Claim)
Open Banking AI
Capitec, FNB, Standard Bank
Section 12T TFSA
R 24,000 / R 36,000 Cap
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Technical Specifications & Architecture

Statutory Precision & System Specifications

Statutory Tax Schedule
SARS 2025/2026 Rates

Brackets 18% to 45%, primary rebate R 17,235.

Payment Gateway Protocol
iKhokha iK Pay (HMAC-SHA256)

Timing-safe signature verification in ZAR.

Cloud Hyperscaler & Region
Azure South Africa North

Johannesburg DC (Zero Cross-Border Transfer).

Simulation Calculation Latency
< 250 Milliseconds

Real-time progressive tax matrix execution.

High-Precision Engine

Engineered for South African Tax Law.

Zatax is programmed natively around statutory SARS Income Tax laws, Section 11F RA caps, and Section 8(1)(b) deemed travel rates.

Section 11F Optimizer

Retirement Annuity 27.5% Cap & Restructuring Matrix

Automatically calculates the statutory lesser of actual contributions, 27.5% of remuneration, or R 350,000. Simulates immediate refund expansion before the 28 February tax year deadline.

Gross Remuneration: R 850,000.00Allowable Cap: R 233,750.00
Current RA Claimed: R 120,000R 113,750 Unused Capacity Available

Smart GPS Travel Logbook

Automatic background trip logging with SARS Interpretation Note 14 commute filtering. Computes claims using 2025/2026 deemed cost tables.

Deemed Rate:R 4.88 / km

Open Banking AI Feeds

Deterministic mapping of official SARS Source Codes (3601, 4001, 4005, 4030).

AI Confidence:99.4% Deterministic
Official Payment Gateway

iKhokha iK Pay Gateway Integration

Seamlessly checkout via iKhokha iK Pay supporting Visa, Mastercard, Apple Pay, and Google Pay in South African Rand (ZAR) with HMAC-SHA256 request authentication.

Visa & MastercardApple PayGoogle PayiKhokha Pay Link
Authoritative Knowledge Base

Frequently Asked Questions

Direct statutory answers regarding SARS compliance, Section 11F deductions, and data security.

How does Zatax calculate my SARS tax refund?

Zatax calculates your tax position by applying statutory SARS 2025/2026 progressive tax rates against your taxable income while deducting allowable Section 11F retirement contributions, Section 8(1)(b) deemed travel costs, and medical tax credits.

What is the maximum Section 11F retirement deduction allowed by SARS?

Under Section 11F of the South African Income Tax Act, the allowable deduction is capped at the lesser of 27.5% of taxable remuneration or R 350,000 per tax year.

How does the Section 8(1)(b) GPS travel logbook work?

Zatax records trip distances and automatically filters out non-deductible home-to-office commutes per SARS Interpretation Note 14, calculating your claim using the official SARS deemed rate per kilometer.

What payment gateway does Zatax use for billing?

Zatax processes all subscription and once-off payments exclusively through the iKhokha iK Pay gateway, supporting Visa, Mastercard, Apple Pay, and Google Pay in South African Rand (ZAR).

Is user data compliant with the South African POPIA Act?

Yes, Zatax is 100% POPIA Act 4 of 2013 compliant, enforcing strict South African data residency on Microsoft Azure South Africa North in Johannesburg with AES-256 field-level encryption.

Accessible Low-Tier ZAR Pricing

Transparent Plans via iKhokha iK Pay

Choose between personal taxpayer automation and full corporate fleet / SARS ITR14 tax management.

Starter Free Tier

Basic SARS tax liability estimation

R 0 /forever
βœ“ Estimated SARS refund calculator
βœ“ Manual logbook (50 trips/yr)
βœ“ TFSA R36k cap tracker
βœ“ POPIA encrypted local vault
Get Started Free
Most Popular

Pro Tax Maximizer

Full automation for salaried & contractors

R 99 /month
βœ“ Real-time Open Banking feeds
βœ“ Smart GPS auto-trip logbook
βœ“ Section 11F RA Restructuring sliders
βœ“ Vision AI Tax Certificate OCR
βœ“ SARS Source Code auto-mapping
Upgrade to Pro (iKhokha iK Pay)

Filing Season Pass

End-to-end verified SARS return filing

R 499 /once-off
βœ“ 1-Click SARS eFiling JSON pack export
βœ“ Full statutory audit verification
βœ“ Audit defense vault with cryptographic stamp
βœ“ SA Registered Tax Practitioner review
Get Season Pass

Take Control of Your SARS Tax Position Today.

Join thousands of South African professionals who maximize their refunds and eliminate audit stress.